These Terms of Service ("Terms") govern your use of the Everguard Advisors website and services. By accessing or using this website, you agree to be bound by these Terms. If you do not agree, please do not use our website or services.
All content on this website, including articles, guides, checklists, and other materials, is provided for educational and informational purposes only. Nothing on this site constitutes financial, tax, legal, or investment advice. You should consult qualified professionals before making any financial or retirement planning decisions.
Your use of this website, including submitting a contact form, downloading a checklist, or booking a discovery call, does not create a client-advisor relationship between you and Michael Mushlin or Everguard Advisors. A formal engagement is established only through a signed agreement.
We strive to provide accurate and up-to-date information, but we make no representations or warranties regarding the completeness, accuracy, or timeliness of the content. Financial regulations, tax laws, and market conditions change. Information may become outdated.
Financial products discussed on this site, including fixed indexed annuities and other insurance products, have terms, conditions, surrender periods, and fees that vary by carrier. Guarantees are subject to the financial strength and claims-paying ability of the issuing insurance company. Past performance does not guarantee future results.
All content on this website, including text, graphics, logos, and design, is the property of Michael Mushlin and Everguard Advisors unless otherwise noted. You may not reproduce, distribute, modify, or republish any content without prior written consent.
Our website may contain links to third-party websites or services, including GoHighLevel for calendar booking. We are not responsible for the content, privacy practices, or terms of these third-party sites.
Everguard Advisors, Michael Mushlin, and affiliated parties shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of this website or reliance on its content. Your use of the site is at your own risk.
By providing your phone number, you consent to receive SMS communications regarding your inquiry or appointment. Standard message and data rates may apply. You may opt out at any time by replying STOP.
Your use of this website is also governed by our Privacy Policy, which describes how we collect, use, and protect your information.
We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated "Last updated" date. Continued use of the site after changes constitutes acceptance of the new Terms.
These Terms shall be governed by and construed in accordance with the laws of the United States and the state in which Everguard Advisors operates, without regard to conflict of law principles.
If you have questions about these Terms, please contact us:
Email: michael@everguardadvisors.com
Phone: (858) 952-9950
Text: (858) 630-6755